With the kickoff of what appears likely to be a massive statewide road repair and reconstruction effort in Michigan this summer, the business of conducting casualty surveillance becomes a little harder. As those familiar with the casualty claims business know, surveillance in Michigan almost always involves following a claimant as they travel by car. … Michigan Summer Road Repairs Can Complicate Casualty Surveillance
As everyone involved in the fight against auto insurance fraud in Michigan knows, Michigan first party or PIP fraud is one of the most prevalent and costly. Beyond the false casualty claims we find a number of other types of auto insurance fraud schemes that are also rampant and very harmful. Auto Premium Evasion: No … 6 Common Auto Insurance Fraud Schemes Other Than Fake Casualty Claims
A recent ruling by the Michigan Supreme Court has ruled that each criterion of the Michigan workers compensation statue must be met for a worker to be deemed an employee and that a failure to meet any one of them would indicates the worker is a sub contractor. This ruling came from a case in … Michigan Supreme Court Changes Independent Contractor Criterion, Allows Worker to Sue For Auto No Fault Benefits for His Injury
Who really pays the bill for insurance Fraud? We all do: insurance companies, policy holders, taxpayers and the general public all end up paying through increased insurance rates, higher taxes, and inflated prices for consumer goods and services. NICB estimates that property and casualty based insurance fraud cost Americans $30 billion per year. In comparison, … Michigan Insurance Fraud Costs Everyone
Last month the Louisiana Attorney General’s office charged 20 personal care attendants with insurance fraud as part of Medicare fraud scheme. As more law enforcement attention is being focused on attendant care fraud within the scope of Medicare abuse, in PIP states like Michigan, attendant care fraud and abuse is an ever present part of … Costly fraud necessitates need for increase Michigan attendant care claims surveillance
After the harsh winter of 2014, everyone in Michigan is happy to be get outside and get back to living a normal life. This includes those who have file a an auto no-fault (pip) claim alleging they sustained injuries in an auto accident. Within that group, some are filing claims alleging they have injuries when … With Harsh Winter Over, Insurance Claims Surveillance in Michigan Helps Insurers
With the improvement in Michigan’s weather and TV commercials for legal representation in first party auto claims at an all time high, smart carriers are increasing their use of Michigan PIP claims surveillance statewide with private investigators. In many instances, when a casualty PIP claim appears to be fraudulent or embellished in some way, carriers … Michigan PIP Claims Surveillance On The Rise This Summer
As both Michigan and Florida continue to debate the elimination or reduction of PIP benefits, what becomes apparent to those of us in the business of conducting Michigan PIP claims investigations is that fraud is the single biggest cost component and the real driver behind the increasing costs of personal injury protection insurance. Organized medical … Michigan PIP Claims Need More Investigation, Not Limitations in Coverage